The Great Stabilisation

This is a great article from the Economist.  It really highlights why the recent recovery is facing significant dangers ahead.  The shift from government funded recovery to privately managed recovery is a process that will be extremely difficult to manage.

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BofA Repaying TARP Funds

It will be interesting to see if other banks follow suit.   The pay czar’s restrictions on compensation, seems to be the biggest motivator for BofA to find ways to exit its TARP obligations, seeing as it has been unsuccessful at find a new CEO to lead the bank, under the current restrictions.

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Mortgage Rates Drop

Fixed 30-year mortgage rates dropped to an average of 4.78% this week. 15-year mortgage rates averaged 4.29%. If you have the equity in your house and can refinance, the window of opportunity is still open.

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Housing Numbers

Today the National Association of Realtors released numbers on existing US home sales. It was a surprise to the market, feeding a run-up in equities, with the anticipation that the housing recovery may be a durable one:

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