Think of us as your financial sherpa—experienced, hard-working, and ready to guide you.
The biggest misunderstanding about financial wellbeing is that if you make more money, you’ll be more financially secure. That is generally not true. If you earn $500k a year but spend most of it on a hefty mortgage in Seattle, send your kids to a private school, own a couple of cars and go on a few well-earned vacations, chances are you are no more financially secure then someone who makes a fraction of your income.
Financial security is a state of mind. If your spending habits increase with your income, will they change once your income goes away? It can be difficult to lower your lifestyle expenses after decades of becoming accustomed to them.
Anxiety about your financial wellbeing creeps in when you realize how much money it takes to maintain your current lifestyle well into retirement. In the end, it doesn’t matter how much you make, it only matters how much money you spend and subsequently save.
Real financial security starts with planning. Confidence in your ability to provide for yourself and those you love comes as much from investing your time in planning as it does from investing your money in the market. Planning is the foundation for a strong financial future.
Our financial planning process doesn’t begin with a questionnaire. It begins with a conversation about what you want out of life. Too often, our financial lives seem to be trivialized into a set of questions. In reality, every client is unique and their situation requires intimate discussions that can only be captured through a natural discovery process.
Our process is broken down into the following three parts:
