Over the course of the last 12 months, the current President of the United States and his administration have made it clear that they would like Federal Reserve Chairman Jerome Powell to step down from his role, a role this same President appointed him to during his first term in office. The chief complaint is that Chairman Powell has been too hesitant to lower interest rates at the behest of the administration.
The beginning of a stock market selloff feels terrible—there’s a palpable tenseness and nervousness in the air. Intuitively, we know that selloffs happen, but our emotions and fear don’t care about market history, context, or what the data tells us. What if this time is different? What if we’re on the verge of something catastrophic? After all, every market downturn, whether a correction, pullback, or full-blown bear market, had to start somewhere.
If you are an investor and heard terms like “accredited investor” or “qualified investor” and aren’t sure how they pertain to you, you’re not alone. These terms refer to specific financial qualifications that allow investors to participate in certain types of investment opportunities that may not be available to the general public.
Accredited investors looking for stable, high-yield opportunities beyond traditional stocks and bonds are increasingly turning to direct lending and multi-family real estate investing. These alternative investment strategies offer strong risk-adjusted returns, diversification benefits, and long-term wealth-building potential.
Investing will not make you financially secure. Investing will help you stay financially secure. Investing allows you to outpace inflation and optimize your assets. It’s not a secret path that lets you skip the line to financial freedom.
A few weeks ago, I had the chance to hike Half Dome in Yosemite National Park for the second time in my life. The first time was over 23 years ago with two close friends. The three of us reunited, added one more long-time friend, and ventured out again to conquer the 8,800 granite peak, climbing 4,800 feet of elevation to reach the top. It was a one day, 16 mile round trip trek, that left us utterly exhausted and simultaneously exhilarated by day’s end.
Our national media cycle is a non-stop barrage of mostly gloomy headlines focused on topics that generate clicks and views. Unfortunately, we are biologically wired to focus and react more to negative news than to positive news.
LOOKING BACK It’s difficult to know what the future will hold without understanding the past. 2022 was a difficult year in the market.
