Update: The Trump Administration Relaxes Several Dodd-Frank Provisions

By Joe Day

  As we discussed on this blog over a year ago, repeal of the Dodd-Frank Act was a significant plank in President Trump’s election platform. Dodd-Frank was Congress’s legislative response to the 2007-2008 financial crisis; it substantially restructured federal oversight of the banking industry with the intent to reduce the chances of another liquidity and credit crisis. While a complete… Read more


Buying Real Estate in Seattle? In San Francisco?

By Luke Collova

  Our clients often ask us about real estate, and what we think about buying or selling a primary residence, a vacation home, or an investment property. This is hardly surprising—for many of our clients, their family home is by far their largest asset. What’s more, most of our clients live in either the Seattle or San Francisco areas, both… Read more


What Does Tax Reform Mean To You and Your Portfolio?

By Joe Day

Congress and the President recently passed the biggest tax reform in over 30 years. The Tax Cuts and Jobs Act of 2017 aims to make the United States corporate tax rate more competitive and therefore increase corporate investment domestically. The bill also provides for individual tax breaks beginning in 2018, that will expire at the end of 2025. What Does… Read more


Should Corporations Have a Conscience?

By Joe Day

  For decades, it has been conventional wisdom in American business that the one proper objective of corporate managers is to increase the company’s share price. That is the principal behind stock options, which tie compensation to share price. Other considerations, such as worker satisfaction, civic engagement, or environmental impact, have been perceived as irrelevant, except to the extent that… Read more


Why Is The Dollar In a Free Fall Against the Euro and the Pound?

By Joe Day

Every now and again, we get questions from clients that we think we should share. In this post, we respond to the question in the subject line: why is the dollar in a free fall against the euro and the pound? To be sure, the US dollar is currently not in a “free-fall”. However, it is fair to ask what… Read more


What’s (not) in a Word: Trade Deficit

By Joe Day

  Last month, we wrote about the sometimes misleading terminology used to describe relative currency values: the “strong” and “weak” dollar. Another example of labels that can mislead us about economic issues is one that has been in the news of late: the so-called “trade deficit.” The United States runs a trade deficit with another country when it imports more… Read more


What’s (not) in a Word: Strong Dollar

By Joe Day

  Economics is a numerical discipline. Economists count things, measure their value, calculate ratios between those values, and project how the counts and values will change over time. But to communicate economic ideas, we rely largely on language. And for the most part, language is very useful for this purpose, because language is a powerful tool. Sometimes, however, language’s very… Read more


The Debt Ceiling

By Joe Day

  The United States of America always pays its debts. Since the Revolutionary War, the U.S. government has been borrowing money to fund its operations, and it has never failed to make good on its obligations. According to the award-winning financial history, This Time Is Different, no other major power can make that claim. The founding father of this legacy… Read more


Dodd Frank: Repeal and Replace?

By Joe Day

  The 2016 U.S. election was among the most colorful and dramatic in our history. While it remains to be seen how consequential it will be, one potential impact of particular interest to us at Bear Mountain Capital is the fate of the 2010 Dodd-Frank Act. Dodd-Frank was a complex legislative package enacted with the broad goal of preventing a… Read more


The Brexit and What It Means

By Joe Day

    Yesterday, the United Kingdom voted to leave the European Union. While a close vote was highly anticipated, the markets had discounted the possibility of a “Brexit” the last several days by pushing the markets upward. After the final results came out last night, the markets had to reverse course. The “Leave” group had voted 51.9% in favor of leaving the… Read more


 

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bio3Joe Day, CFA is the Founder of Bear Mountain Capital. Joe started the company after spending many years advising high net worth clients with a leading global wealth management firm. Joe earned the right to use the CFA designation from the CFA Institute in 2011. He also holds a degree in Business Administration, with a Major in Finance from Gonzaga University.

Luke Collova is an Investment Advisor Representative for Bear Mountain Capital focusing on planning, investment strategy, client development and operational support. Luke’s prior career included providing commercial insurance coverage for a global insurance firm. Luke maintains his Series 65 license and holds a degree in Business Administration, with an emphasis on Finance and International Business from the University of Puget Sound.